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ABOUT US

When life happens, your organization needs a plan.

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Every organization faces moments that test its systems — caregiving, illness, recovery, or loss. For employees, these moments are personal. For HR and Finance leaders, they’re complex, high-stakes, and often invisible to the broader business.

Why we exist

Helping people spend time where it matters.
That’s our purpose and the foundation of everything we do.

Because every leave decision echoes across families, finances, and futures, we help employers create ancillary benefit and leave management strategies to navigate those decisions with care and conviction. We know absence touches both the personal and the organizational, and our work honors that balance.

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Our expertise is your gain

We started as insurance consultants, deeply versed in life, disability, and supplemental health plans. But over time, one truth became undeniable: every disability claim is part of a larger absence story.

That realization changed everything.

Finding a better way

We saw firsthand how employees were navigating one deeply personal event through three disjointed systems: internal leave policies, state and federal mandates, and employer-provided insurance benefits. None of them were designed to work together, leaving gaps in coverage, compliance risk, and stress for everyone involved.

So we stepped back and built a more complete way to serve.

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Creating plans that work

Today, we help employers align their leave and ancillary benefit programs, creating a plan that actually works across insurance, mandates, in-house leave, and HR tech platforms. Our unique vantage point lets us identify misalignments, coordinate offsets, and ensure that compliance, culture, and cost containment aren’t at odds. 

We don’t just see the silos, we connect them. 

Who we serve

We help mid-to-large US employers manage scale and complexity: decentralized workforces, self-funded plans, modern but underperforming HR tech, and strategic leaders seeking solutions.

To help your organization overcome these challenges, you need a strategic partner. Our methods are designed to tame complexity for organizations that won’t settle for “good enough.”  

Every leave request is personal. Your solution should be strategic.

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What drives us

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These moments matter.

Every leave shapes families, finances, and futures. We plan with care and conviction.

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Look deeper.

The value is in the connections. Seeing where programs collide or leave gaps, then designing a cohesive system that holds together.

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Fiduciary alignment.

No hidden incentives. Transparent guidance aimed at your goals and your culture.

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Advocate boldly.

We push carriers, vendors, and processes to deliver what your people deserve.

Meet our leaders

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Kevin has built his career challenging the status quo in employee benefits consulting. He began as the founder of a general agency for ancillary benefits. Later, he served as the National Director of Ancillary Benefits and Absence Management Strategy for a top-15 advisory firm. He has focused on helping employers and advisors make informed, testable, and accountable decisions. These decisions stand up during real-world leave and claim events.
 
Kevin’s approach goes beyond plan selection. He believes anyone earning commission has a deep obligation to consult. This belief has shaped his consulting philosophy. To him, it's an advisor’s duty to empower employers to make highly informed plan decisions they can own when it matters most, at claim time.  
 
A Chartered Life Underwriter® (CLU), Kevin is a seasoned industry speaker and educator. He continues to push for clarity, innovation, and excellence, and aims to deliver measurable value and peace of mind to HR and Finance leaders alike.
 
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Taylor began her career in HR, where she saw how employees’ benefit experiences influence their connection to their employer. That insight deepened when she transitioned into ancillary benefits consulting, entering an industry that often prioritized transactions over strategy. Recognizing the potential for more intentional consulting, she’s focused her career on helping organizations bring clarity and coordination to their benefits approach.    
 
Most recently, Taylor served as an advisor to mid-sized to large employers working in the National Ancillary Benefits and Absence Management Center of Excellence at a top-15 firm. Her specialty lies in translating disconnected policies into cohesive, operational strategies that align HR and Finance priorities.  
 
Her and her husband’s experiences navigating parental leave were night and day—a powerful and deeply personal example that the design of a leave program can directly shape employee satisfaction and retention. That perspective drives her work today, where she helps employers build leave strategies that are both compliant and genuinely supportive.

FAQ

PresentLeave was founded by Kevin Curran, CLU®, with Partner Taylor Morales. Kevin brings 20+ years in absence, disability, and ancillary benefits, including founding an ancillary benefits general agency and launching a National Center of Excellence at a top-15 firm, where he served as National Director, Ancillary Benefits & Absence Strategy.

Taylor joined Kevin 10 years ago leveraging an HR background and has become an elite advisor to large employers, with hundreds of consultations completed across the agency and the Center of Excellence. Both saw the same problem up close: leave and benefits programs that were never designed to work together, and an industry that too often consults them in silos.

Most benefits brokers are built around medical and treat disability, life, and supplemental health as a renewal line item: a quick rate check on the way out the door. Leave itself, and the web of mandated, corporate, and insured programs employees actually navigate, rarely gets consulted at all. PresentLeave works the other way.

We specialize in the whole Absence Ecosystem: how leave laws, corporate policies, insured benefits, accommodations, and HR technology fit together as one system. We are also independent, with no platform to sell and no contingent carrier compensation steering our advice.

Because leave has outgrown the way most brokers handle it. Leave requests have risen for four straight years, driven by an aging workforce, surging caregiving demands, and rising emotional strain. At the same time, employers juggle overlapping federal rules, expanding state paid leave laws, disability, and accommodations across multiple jurisdictions and systems.

That complexity is too consequential to leave to a healthcare advisor who treats absence and ancillary benefits as a renewal afterthought or a profit center. Rising stakes demand advice from someone who specializes in leave management.

The moments that matter most deserve good intentions and a plan.

Let’s design it together.